Social Security disability benefits can be an essential resource for people who cannot fully support themselves due to physical or mental health conditions. However, there are many misconceptions surrounding the process of applying for and receiving these benefits. If you are planning to apply for disability benefits, it is critical to have accurate information in order to make informed decisions about your financial future. Here are some common misconceptions about Social Security disability benefits that you should know about:
Myth #1: Disability Benefits Are Based on Age
It is often thought that a person's ability to qualify for Social Security disability benefits and the amount that they can receive will be based on their age. However, people of any age can qualify for disability benefits, as long as they meet Social Security's definition of disability. To qualify for benefits through Social Security Disability Insurance (SSDI), a person must have a certain number of work credits that they have earned throughout their career. Most of the time, a person must have been working for at least 10 years, although the required number of work credits may be lower for younger people.
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